Last Updated: 19th Jan 2023
CoreFineXperts Private Limited (hereinafter referred to as “CoreFineXperts ” or “We” or “Us” or “Our”) is a company incorporated under the applicable laws of India and holding Amfi Registration Number ARN – 50794 having its registered office at Corefinexpert company,Amar serenity ,Wakeshwar Road, New, Baner – Pashan Link Rd, Pashan, Pune, Maharashtra 411021 , India.
CoreFineXperts Private Limited operates mobile applications and website under brand names DhanXperts ,https://dhanxpert.com/. DhanXperts enables you (hereinafter referred to as, “You”, “you”, “your” or “User”) to track, save and earn extra by automatically bringing your entire financial life across multiple investments, all in one app. DhanXperts shall through its application provide investment and wealth management services to the Users ( “Services”). DhanXperts is committed to operating its website and mobile applications with the highest ethical standards and appropriate internal controls.
Terms of Use
Please read on to learn the rules and restrictions that govern your use of our Application/Services. These Terms and Conditions (the “Terms” or the “Agreement”) are a binding contract between you and DhanXperts. If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at https://dhanxpert.com/ If you do not agree to and accept all of the Terms, you will not be able to use the Services. You agree to all of these Terms by using the Services in any way, and these Terms will remain in effect while you use the Services. The provisions listed below, as well as those in the Privacy Policy, are included in these Terms.
1. You are aware and you accept that all information, content, materials and products on the application is protected and secured.
2. You understand and accept that you are allowed to track your financial life through the use of Application. You agree that you will be allowed to make any transaction through the Application when you complete the KYC process and provide the complete information including personal information in accordance with the Know your client (“KYC”) guidelines issued by Securities and Exchange Board of India or any other regulator/government authorities/agencies/ AMCs from time to time.
3. You acknowledge that you will be responsible for maintaining the confidentiality of your account information and are fully responsible for all activities that occur under your account and also agree to keep your login credentials safe and confidential at all times. You further agree to promptly inform us immediately in case of any actual or suspected unauthorized use of your Account. We cannot and will not be liable for any loss or damage arising from your failure to comply with this provision.
4. You acknowledge that the software and hardware underlying the application as well as other Internet related software which are required for accessing the application are the legal property of either DhanXperts or its respective third-party vendors. The permission given by DhanXperts to access the application will not convey any proprietary or ownership rights in the above software/hardware.
5. You understand and accept that not all the products and services offered on or through the Application are available in all geographic areas and you may not be eligible for all the products or services offered by DhanXperts or third party providers on the Application. DhanXperts and such third party providers reserve the right to determine the availability and eligibility for any product or service offered on the application.
Services
The Application offers the Services to the Users which include, the execution services to the Users relating to investing in, purchasing, selling or otherwise dealing in securities or investment products.
Please also note that there are other financial products and services, such as, US Stocks, fixed deposit creation, etc. manufactured and/or distributed by third party providers, offered by or through the Application. However, it is, hereby, expressly clarified that any or all interaction, communication, dealing, or transaction between the Users and such third party provider in respect of availing of any products/services offered by the third party provider forms a separate and independent transaction between the User and such third party provider without any liability accruing to or on us for any matters arising out of or in relation to the same.
The User agrees and acknowledges that, notwithstanding the Services provided by Us, all decisions made by the User in relation to buy, sell, hold, or otherwise deal in investment securities will be based on the User’s own independent evaluation of the risks and rewards of the investments, as well as User’s own verification of all relevant facts, including financial and other circumstances, and a proper evaluation there of.
Privacy
You agree that during your use and access of the Application and/or availing of the Services offered by the Application, you will provide us with certain information and other data as mentioned under these Terms herein which may or may not be otherwise publicly available. Please be aware that we value the privacy and confidentiality of such data, and the provisions governing such private information and data as provided by you under these terms are governed by the Application’s https://dhansquare.com/ Privacy Policy, which can be found at privacy-policy. You agree to the terms and conditions of our Privacy Policy by using and visiting the Application and using the Application’s Services.
Confidentiality
You acknowledge that, in the course of your relationship with DhanXperts and in using the Services, you may obtain information relating to the Services and/or DhanXperts (“Proprietary Information”). Such Proprietary Information shall belong solely to DhanXperts and includes, but is not limited to, the features and mode of operation of the Services, trade secrets, know-how, inventions (whether or not patentable), techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, internal documentation, design and function specifications, product requirements, problem reports, analysis and performance information, benchmarks, software documents, and other technical, business, product, plans and data. In regard to this Proprietary Information:
1. You shall not use (except as expressly authorized by this Agreement) or disclose Proprietary Information without the prior written consent of DhanXperts unless such Proprietary Information becomes generally publicly available without your breach of this Agreement.
2. You agree to take reasonable measures to maintain the Proprietary Information and Services in confidence.
Use and Protection of Intellectual Property Rights
DhanXperts Application is protected by copyright, trademarks, patents, trade secret and/or other relevant intellectual property laws. No information, content or material from the Application may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without DhanXperts express written permission. You are hereby given a limited licence to use the Application for your personal and non-commercial use, subject to your agreement of these Terms. You agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the DhanXperts Application.
Limitation of Liability, Indemnity, and Warranty
1. In no event shall DhanXpert or its directors, employees, associates, partners, or suppliers will be liable to you for any loss or damage that may cause or arise from or in relation to these terms and conditions or due to use of this Application/website or due to investments made using this Application or availing any product or services from any third-party service provider.
2. You agree to indemnify DhanXpert or its directors, employees, associates, partners or suppliers for all the liabilities (including claims, damages, suits or legal expenses in defending itself in relation to the foregoing) arising due to (i) use or misuse of the Application (ii) non-performance and/or non-observance of the duties and obligations under these terms and conditions or due to your acts or omissions (iii) any act, neglect, misconduct or fraud on your part.
3. You warrant that all the details and information provided by you to IAltinvest or its directors, employees, associates, partners, or suppliers while using this Application (including for the purposes of carrying out investments) shall be correct, accurate and genuine.
4. Further, you shall be solely responsible for any investment decision taken by you on the Services and DhanXpert shall not be liable for any loss or damage caused to you or other users of this Application due to such investment decision, or any kind of reliance upon it. You expressly agree that use of the Application is at your sole risk.
5. To the fullest extent permissible pursuant to applicable law, DhanXpert and its directors, employees, associates, third-party partners or suppliers disclaim all warranties or guarantees – whether statutory, express or implied – including, but not limited to, implied warranties of merchantability, fitness and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by you from DhanXpert or through the Application will create any warranty or guarantee other than those expressly stated herein.
Severability
All illegality, invalidity or unenforceability of any provision of these Terms under the law of any jurisdiction will not affect its legality, validity or enforceability under the law of any other jurisdiction nor the legality, validity or enforceability of any other provision.
Waiver
No failure on the part of any party to exercise, and no delay on its part in exercising any right or remedy under this Agreement will operate as a waiver thereof, nor will any single or partial exercise of any right.
Assignment
You agree that we may transfer, subcontract or otherwise deal with our rights and/or obligations under these terms at any time without any further notice. You agree that you cannot assign or otherwise transfer, subcontract the terms or any rights granted hereunder to any third party,
Dispute Resolution
Any dispute, controversy, claims or disagreement of any kind whatsoever between the Parties in connection with or arising out of this Agreement shall be referred for arbitration, to a sole arbitrator appointed by DhanXpert , through arbitration to be conducted in accordance with the Arbitration and Conciliation Act, 1996. The seat and venue of such arbitration shall be at India. All proceedings of such arbitration, including, without limitation, any awards, shall be in the English language. The award shall be final and binding on the Parties.
Governing laws
These Terms shall be governed, interpreted, and construed in accordance with the laws of India, without regard to the conflict of law provisions and for resolution of any dispute arising out of your use of the Services or in relation to these Terms. Notwithstanding the foregoing, you agree that (i) DhanXpert has the right to bring any proceedings before any court/forum of competent jurisdiction and you irrevocably submit to the jurisdiction of such courts or forum; and (ii) any proceeding brought by you shall be exclusively before the courts in New Delhi, India.
Entire Agreement
These Terms, together with the other guidelines, rules, terms, conditions and/or policies of the Application, including the Privacy Policy and any other arrangement/agreement in relation the Services, constitute the entire agreement between the User and the Us and supersede all previous agreements, promises, proposals, representations, understandings and negotiations, whether written or oral, between the User and US pertaining to the subject matter hereof.
Survival
Notwithstanding the termination or rescission of this Agreement, the provisions of this Agreement shall continue to apply to those duties and obligations which are intended to survive any such cancellation, termination or rescission, including, without limitation clauses related to Limitation of liability, Indemnity, Warranty, Intellectual Property, Confidentiality, Dispute Resolution, Governing Law and Jurisdiction. Further any provisions of this Agreement which by implication are to survive the termination of this Agreement shall survive such termination. Termination of the Agreement shall not abate the causes of action that have accrued to the Parties prior to such termination.
Modification of Terms
DhanXperts reserves the right to change or modify, from time to time, any provision related to the Service(s) or these Terms, which also include, changing of the extent and scope of the Services and/or include any other category, service, facility or feature within the term ‘Service’, at the sole discretion of the Application. Any such change(s) shall be effective immediately upon the posting of revised Terms and may be notified via Application. You can determine when these Terms were last revised by referring to ‘LAST UPDATED’ at the top of these Terms. By using the services provided through this Application, you shall be deemed to have accepted the Terms herein including the amended Terms are periodically published on the Application. You accept and agree to the changes if you continue to use the Application after they have been posted. Your sole and exclusive remedy if you do not agree with any such change is to stop using the Application. It is also clarified that the User’s use and access of the Application/Service(s) is governed by the most recent version of these Terms posted on the Application at the time of such use.